Mortgage loan amortization: What is better to reduce term or installment?

Are you one of the many people who have a mortgage in Spain? Do you have some money saved and want to pay off your mortgage to reduce the debts you have, but don’t know what is better if you reduce your monthly payment or term ? In this post we will explain the two […]

Loan insurance: important savings for the thirty-something!

 The annual cancellation of the borrower insurance is a possibility open to consumers for over a year now, thanks to the amendment Vourguin. However, many borrowers still seem to ignore this right of termination to change their loan insurance. This can allow substantial savings, even with equivalent guarantees with the current contract. The thirties are […]

Loan insurance: important savings for the thirty-something!

 The annual cancellation of the borrower insurance is a possibility open to consumers for over a year now, thanks to the amendment Vourguin. However, many borrowers still seem to ignore this right of termination to change their loan insurance. This can allow substantial savings, even with equivalent guarantees with the current contract. The thirties are […]

Loan Insurance – Comparative Guarantees

The Mutual of Gumtols Housing Gumtols Mutual Housing Company was founded in 1981. Governed by the Mutuality Code, the insurance company Gumtols specializes in the protection of borrowers in the housing sector. But also against the risks of death, total and irreversible loss of autonomy, incapacity for work, disability and loss of employment. Gumtols individual […]

Loan Insurance – Comparative Guarantees

The Mutual of Gumtols Housing Gumtols Mutual Housing Company was founded in 1981. Governed by the Mutuality Code, the insurance company Gumtols specializes in the protection of borrowers in the housing sector. But also against the risks of death, total and irreversible loss of autonomy, incapacity for work, disability and loss of employment. Gumtols individual […]